Mortgage Loans for Home Purchase and Refinance in Kentucky & Indiana
As an independent mortgage broker licensed in Kentucky and Indiana, Milestone Lending works with a wide network of lenders to help clients find a home loan that fits their goals.
With 20+ years of industry experience, we help navigate guidelines, restrictions, and loan options with clarity and confidence.
The Broker Advantage
More Lending Options. More Flexibility. More Personalized Guidance.
Unlike a bank that only offers its own loan products, Milestone Lending works with both local and national lending partners to match you with the best financing options for your specific situation.
Bank
Most banks offer just one set of loan products to squeeze you into. We know home loans are not one-size-fits-all.
Online or Direct Lender
Big, busy national lenders have a turn-and-burn mentality, leaving you without personalized guidance. We’re here to help.
Milestone Lending
We compare loan options from local and national lenders to help you find the mortgage that best fits your unique financial situation.
Home Loans for Every Stage of Life
Conventional Loans
Competitive mortgage options with flexible down payment choices for a wide range of homebuyers.
FHA, VA, USDA
Government-backed financing designed to make homeownership more accessible with lower down payment options.
Renovation Loans
Finance the purchase and renovation of a home with a single loan, making it easier to turn a fixer-upper into your dream home.
Ground-Up Construction
Through our Milestone Capital division, we offer creative financing solutions for ground-up construction projects.
Why Homebuyers Choose Us
Mortgage guidelines change constantly, and every borrower’s situation is different.
With more than 2 decades in the industry, Milestone Lending keeps pace with the constant flux, takes challenges head-on, structures loans strategically, and helps clients avoid unnecessary setbacks throughout the process.
When questions come up, experience matters.
Personalized Guidance
Every borrower is different. We take the time to understand your goals, budget, and financial situation before recommending a loan. Rather than pushing a one-size-fits-all solution, we are your trusted advisor from our first conversation through closing.
Transparent Communication
Buying or refinancing a home shouldn’t leave you wondering what’s happening next. We believe in setting realistic expectations, providing regular updates, and keeping you informed throughout every stage of the mortgage process.
Responsive When Timing Matters
Real estate doesn’t always happen during business hours. Whether you’re working against a contract deadline or have questions in the evening or on the weekend, we’re committed to providing the responsiveness you need to keep your loan moving forward.
Access to More Loan Options
As an independent mortgage broker, we work with a broad network of trusted lenders instead of being limited to a single institution’s products. That means more loan options, competitive rates, and financing solutions tailored to your unique needs.
Mortgage Experience and Expertise
For more than 20 years, mortgages have been our sole focus. We stay current with changing guidelines and lending programs so we can confidently navigate challenges and help our clients make informed decisions.
Hear From Our Clients
Eric was so awesome!! We were trying to refinance our house and purchase an investment property. I talked to several different banks and loan companies and no one would help. Not even my personal bank. Eric took the time to figure out the best way forward. Thank you!
Recently, my wife and I bought a beautiful house in the suburbs. Before we purchased the house we met with many lenders. We chose the best of the best, Eric Kemerer. Eric took the time to discuss our budget, met with our realtor, and answered the phone every single time we had a question – no matter the time of day or night. Buying a house is stressful. It was nice knowing I was dealing with a man of ethics. Integrity and professionalism all the way.
The team at Milestone Lending is fantastic! My advice to my clients and other agents is to use Milestone Lending every chance you get! Eric makes himself available nights and weekends – whenever he is needed. He’s clear with my clients about the loan process, answering all their questions. He gets all the necessary information up front, avoiding potential issues down the road. It’s a very comforting feeling knowing my clients are in great hands with Milestone Lending.
What to Expect
1. Initial Conversation
We’ll discuss your goals, your budget, and your current financial situation to help find the mortgage options that benefit you most.
3. Loan Approval
As your loan moves through underwriting, we’ll keep you informed every step of the way, answer your questions, and coordinate any additional documentation that’s needed.
2. Application and Documentation
We’ll guide you through the application process and help you gather the documentation needed to verify your income, assets, and other qualifying information.
4. Closing Day
Once your loan receives the clear-to-close, we’ll schedule your closing so you can sign the final paperwork and get the keys to your new home.
Still Have a Few Questions?
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